Bankruptcy
Bankruptcy
Is Filing Your Best Next Step?
If you are fighting overwhelming debt, harassing calls from creditors, and/or home foreclosure, filing for Bankruptcy may be a valuable part of your strategy for building a better financial future. The attorneys at Risen & Ryan have helped thousands of qualified consumers receive immediate protection from creditors and a clear path to a fresh start. We provide absolutely free, no-obligation Bankruptcy consultations!
Guidance, When You
Need It Most
Our experienced Bankruptcy attorneys provide FREE, confidential consultations. Complete the request form, and a member of our team will contact you as soon as possible to schedule your no-cost, no-obligation in-office or by-phone Bankruptcy consultation today.
Guidance, When You Need It Most
Our experienced Bankruptcy attorneys provide FREE, confidential consultations. Complete the request form, and a member of our team will contact you as soon as possible to schedule your no-cost, no-obligation in-office or by-phone Bankruptcy consultation today.
Immediate Benefits of Filing
Bankruptcy Protection: The Automatic Stay
When a debtor files a Bankruptcy case, the court orders an Automatic Stay that prohibits most creditors from continuing any collection efforts, such as debt-related phone calls, lawsuits, home foreclosures, repossessions, or wage garnishments. In short, creditors are forced to decide whether to participate in the Bankruptcy process or to forever forfeit any debt that is owed.
Stopping Home Foreclosure
An automatic stay forces mortgage lenders to suspend all collection efforts, including where foreclosure proceedings had already been initiated prior to the filing of the Bankruptcy case. If a debtor files Bankruptcy under Chapter 7, the lender must not resume with the foreclosure process without the permission of the Bankruptcy Court. Alternatively, if a debtor files under Chapter 13, the lender is required to accept whatever payment plan the Court deems to be appropriate.
Immediate Benefits of Filing
Bankruptcy Protection: The Automatic Stay
When a debtor files a Bankruptcy case, the court orders an Automatic Stay that prohibits most creditors from continuing any collection efforts, such as debt-related phone calls, lawsuits, home foreclosures, repossessions, or wage garnishments. In short, creditors are forced to decide whether to participate in the Bankruptcy process or to forever forfeit any debt that is owed.
Stopping Home Foreclosure
An automatic stay forces mortgage lenders to suspend all collection efforts, including where foreclosure proceedings had already been initiated prior to the filing of the Bankruptcy case. If a debtor files Bankruptcy under Chapter 7, the lender must not resume with the foreclosure process without the permission of the Bankruptcy Court. Alternatively, if a debtor files under Chapter 13, the lender is required to accept whatever payment plan the Court deems to be appropriate.