Bankruptcy Attorneys

Proudly Serving
Northwest Florida
Since 1996.

“In my time of need…”

I highly recommend Risen & Ryan they helped me in my time of need, very professional !!!!

- Dennis C.

Risen and Ryan - Divorce, Family Law, and Bankruptcy
5
2020-03-10T11:00:01-05:00

- Dennis C.

I highly recommend Risen & Ryan they helped me in my time of need, very professional !!!!

“They’re fighters…”

Very helpful and will get the job done with good results. They helped me and my family and we’re very happy today. I’m sure they can help you as well. They’re fighters and very professional.

- Connie M.

Risen and Ryan - Divorce, Family Law, and Bankruptcy
5
2020-03-10T10:35:05-05:00

- Connie M.

Very helpful and will get the job done with good results. They helped me and my family and we’re very happy today. I’m sure they can help you as well. They’re fighters and very professional.

“Highly recommend.”

Highly recommend. They made a difficult process very simple. Their communication is first rate. Walked me through the entire process. Answered all my questions along the way without hesitation.

- Matthew C.

Risen and Ryan - Divorce, Family Law, and Bankruptcy
5
2020-03-09T12:41:07-05:00

- Matthew C.

Highly recommend. They made a difficult process very simple. Their communication is first rate. Walked me through the entire process. Answered all my questions along the way without hesitation.

“Best law firm!”

Best law firm! Shawn has been there for me since day one. He's helped me out so much and is very knowledgeable on telling you what you need to know and puts in great terms what to do in a situation! Very nice and polite staff and very professional. Will recommend to anyone and everyone!

-Daniel S.

Risen and Ryan - Divorce, Family Law, and Bankruptcy
5
2020-03-16T18:42:32-05:00

-Daniel S.

Best law firm! Shawn has been there for me since day one. He's helped me out so much and is very knowledgeable on telling you what you need to know and puts in great terms what to do in a situation! Very nice and polite staff and very professional. Will recommend to anyone and everyone!

“Great communication…”

Great communication, professional and very helpful. My parents and I highly recommend Risen and Ryan!!!

- Dee J.

Risen and Ryan - Divorce, Family Law, and Bankruptcy
5
2020-03-10T10:35:40-05:00

- Dee J.

Great communication, professional and very helpful. My parents and I highly recommend Risen and Ryan!!!
5
5
Risen and Ryan - Divorce, Family Law, and Bankruptcy

Filing For Bankruptcy Protection

Harassing phone calls, letters, or emails from creditors can disrupt your life and add to the illusion that there’s no way out. Fortunately, federal law provides qualified consumers with protection from creditors and a clear path to a fresh start. Generally, filing for bankruptcy protection will bring an immediate end to creditor phone calls, lawsuits, foreclosures, repossessions, and wage garnishments.

The Automatic Stay

When a debtor files a Bankruptcy case, the court orders an automatic stay that immediately prohibits most creditors from continuing any collection efforts. In short, creditors are forced to decide whether to participate in the Bankruptcy process or to forever forfeit any debt that is owed. 

Stopping Home Foreclosure

An automatic stay forces mortgage lenders to suspend all collection efforts, including where foreclosure proceedings had already been initiated prior to the filing of the Bankruptcy case. If a debtor files Bankruptcy under Chapter 7, the lender must not resume with the foreclosure process without the permission of the Bankruptcy Court. Alternatively, if a debtor files under Chapter 13, the lender is required to accept whatever payment plan the Court deems to be appropriate.   

Free Bankruptcy Consultations

For more than 20 years, the Bankruptcy attorneys at Risen & Ryan have been helping clients across Northwest Florida get the debt relief they need. Our firm is a designated debt relief agency, pursuant to Federal Law, and we provide free Bankruptcy consultations. Complete the Request A Free Bankruptcy Consultation form, and a member of our team will contact you as soon as possible to schedule an in-office or phone appointment that fits your schedule. 

    Request A Free Bankruptcy Consultation




    Bankruptcy Attorneys

    Serving Northwest Florida since 1996.

    Filing For Bankruptcy Protection

    Harassing phone calls, letters, or emails from creditors can disrupt your life and add to the illusion that there’s no way out. Fortunately, federal law provides qualified consumers with protection from creditors and a clear path to a fresh start. Generally, filing for bankruptcy protection will bring an immediate end to creditor phone calls, lawsuits, foreclosures, repossessions, and wage garnishments.

    The Automatic Stay

    When a debtor files a Bankruptcy case, the court orders an automatic stay that immediately prohibits most creditors from continuing any collection efforts. In short, creditors are forced to decide whether to participate in the Bankruptcy process or to forever forfeit any debt that is owed. 

    Stopping Home Foreclosure

    An automatic stay forces mortgage lenders to suspend all collection efforts, including where foreclosure proceedings had already been initiated prior to the filing of the Bankruptcy case. If a debtor files Bankruptcy under Chapter 7, the lender must not resume with the foreclosure process without the permission of the Bankruptcy Court. Alternatively, if a debtor files under Chapter 13, the lender is required to accept whatever payment plan the Court deems to be appropriate.   

    Free Bankruptcy Consultations

    For more than 20 years, the Bankruptcy attorneys at Risen & Ryan have been helping clients across Northwest Florida get the debt relief they need. Our firm is a designated debt relief agency, pursuant to Federal Law, and we provide free Bankruptcy consultations. Complete the Request A Free Bankruptcy Consultation form, and a member of our team will contact you as soon as possible to schedule an in-office or phone appointment that fits your schedule. 

      Request A Free Bankruptcy Consultation