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A financial crisis may be the result of forces beyond your control: Injury, illness, death, divorce, loss of employment – tragedy has a way of surprising you. Or, perhaps, you have frankly made some regrettable choices. Fortunately, federal law offers relief for debtors facing foreclosure, repossession, garnishment, lawsuits and harassment by creditors. You do not have to face it alone. RISEN & RYAN, P.A., Bankruptcy Lawyers in Fort Walton Beach, is designated a DEBT RELIEF AGENCY pursuant to Federal Law. We help people file for relief under the Bankruptcy Code. Contact us today for a FREE & FRIENDLY consultation to determine if Chapter 7 or 13 Bankruptcy is right for you.